Mortgage Rules

Do you have mortgage lending questions regarding COVID-19?

ICBA will continue working to ensure you have the facts and the latest resources to help your customers. Read our FAQ for the latest information:

ICBA COVID-19 FAQ

Related Links

Ability to Repay/Qualified Mortgage Standards

Affordable Housing Guidance

Appraisals for Higher-Priced Mortgage Loans

TILA-RESPA Integrated Disclosure (TRID)


Letters to Congress

Title Recipient Date
116th Congress
03/26/2020
U.S. Senate
07/12/2018
Representative Tenney
09/06/2017

Letters to Regulators

Title Recipient Date
CFPB
10/01/2020
CFPB
09/21/2020
Treasury, FHFA, CFPB, HUD
05/04/2020
CFPB
04/20/2020
Treasury, Fed, FHFA
04/10/2020
OCC, Fed, FDIC, FHFA, DHUD, SEC
01/31/2020
CFPB
01/21/2020
CFPB
01/21/2020
CFPB
10/15/2019
CFPB
09/16/2019
CFPB
06/12/2019
CFPB
05/07/2019
FDIC, Fed, OCC
02/05/2019
Consumer Financial Protection Bureau
12/27/2018
Bureau of Consumer Financial Protection
09/26/2018

Testimonies

Title Committee Presenter Date

Summaries

Title Content Type Date
ICBA Summaries
10/29/2018
ICBA Summaries
12/01/2016
ICBA Summaries
11/07/2016
10/01/2016
ICBA Summaries
10/01/2016
ICBA Summaries
06/01/2016
ICBA Summaries
04/01/2016
ICBA Summaries
04/01/2016
ICBA Summaries
03/01/2016
ICBA Summaries
10/01/2015
ICBA Summaries
10/01/2015
ICBA Summaries
05/01/2014
ICBA Summaries
02/12/2013

Summaries

Title Content Type Date
ICBA Summaries
10/29/2018
ICBA Summaries
12/01/2016
ICBA Summaries
11/07/2016
10/01/2016
ICBA Summaries
10/01/2016
ICBA Summaries
06/01/2016
ICBA Summaries
04/01/2016
ICBA Summaries
04/01/2016
ICBA Summaries
03/01/2016
ICBA Summaries
10/01/2015
ICBA Summaries
10/01/2015
ICBA Summaries
05/01/2014
ICBA Summaries
02/12/2013